Botta & Carver, L.L.P., L.L.P.
50 South Franklin Turnpike, P.O. Box 687, Ramsey, New Jersey 07446
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Elder Law Newsletter
Department of Defense Health Care Benefits
 
The United States Department of Defense (DOD) provides health care coverage to its members through its own facilities, military facilities, and private health care providers, although the cost of the care may vary depending upon the recipient and the location of the services provided.More...
 
Medicare Coverage - Skilled Nursing Facility Care
 
Medicare provides insurance coverage for care provided in skilled nursing facilities (SNFs), typically nursing homes and acute hospitals with skilled nursing beds. More...
 
Guardianship and Voting Rights
 
It is sometimes necessary to place a person under guardianship to protect him or her from his or her own personal and financial decisions. Guardianship is an extreme remedy, however. It is used only when a person cannot, for example, understand the implications of his or her decisions or cannot recognize potentially harmful situations.More...
 
Concerns about Variable Annuities
 
An annuity may be a wise investment because it can pay income to the annuitant for the rest of his or her life. The amount of that income can be fixed or variable. In a fixed annuity, the income payment is typically guaranteed. In a variable annuity, the income amount will fluctuate based on the performance of the investment portfolio. More...
 
PROPERTY PLANNING AND MANAGEMENT TOOLS
 
A power of attorney is an instrument in which a person, the "principal," delegates to another person, the "agent" or "attorney-in-fact", authority to act on behalf of the principal. At common law, a power of attorney is revoked when the principal becomes incapacitated or incompetent.More...
 
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